California Vehicle Code

§ 11713.20

VEH § 11713.20 Effective Jan 1, 2011Div. 5 · Ch. 4 · Art. 1

Statute text

(a)A dealer that obtains a consumer credit score, as defined in subdivision (b) of Section 1785.15.1 of the Civil Code, from a consumer credit reporting agency, as defined in subdivision (d) of Section 1785.3 of the Civil Code, for use in connection with an application for credit initiated by a consumer for the purchase or lease of a motor vehicle for personal, family, or household use, shall provide, prior to the sale or lease of the vehicle, the following information to the consumer in at least 10-point type on a document separate from the sale or lease contract:

(1)Each credit score obtained and used by the dealer.

(2)A statement that a consumer report, or a credit report, is a record of the consumer’s credit history and includes information about whether the consumer pays his or her obligations on time and how much the consumer owes to creditors.

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Legislative history

Amended by Stats. 2010, Ch. 483, Sec. 3. (SB 1004) Effective January 1, 2011.