California Insurance Code

§ 785

INS § 785 Effective Jan 1, 2023Div. 1 · Part 2 · Ch. 1 · Art. 6.3

Statute text

(a)All insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospective insured who is 65 years of age or older, a duty of honesty, good faith, and fair dealing. This duty is in addition to any other duty, whether express or implied, that may exist.

(b)Conduct of an insurer, broker, or agent, or other person engaged in the transaction of insurance, during the offer and sale of a policy or certificate previous to the purchase is relevant to any action alleging a breach of the duty of good faith and fair dealing.

(c)Except where explicitly provided to the contrary, this article shall not apply to any of the following:

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Legislative history

Amended by Stats. 2022, Ch. 424, Sec. 10. (SB 1242) Effective January 1, 2023.