California Civil Code

§ 1788.14

CIV § 1788.14 Effective Jan 1, 2025Div. 3 · Title 1.6C · Part 4 · Art. 2

Statute text

No debt collector shall collect or attempt to collect a covered debt by means of the following practices:

(a)Obtaining an affirmation from a debtor of a covered debt that has been discharged in bankruptcy, without clearly and conspicuously disclosing to the debtor, in writing, at the time the affirmation is sought, the fact that the debtor is not legally obligated to make an affirmation.

(b)Collecting or attempting to collect from the debtor the whole or any part of the debt collector’s fee or charge for services rendered, or other expense incurred by the debt collector in the collection of the covered debt, except as permitted by law.

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Legislative history

Amended by Stats. 2024, Ch. 522, Sec. 7.5. (SB 1286) Effective January 1, 2025.