California Civil Code

§ 1785.27

CIV § 1785.27 Effective Jan 1, 2026Div. 3 · Title 1.6 · Part 4 · Ch. 3.5

Statute text

(a)A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.

(b)A medical debt is void and unenforceable if a person knowingly violates this section by furnishing information regarding the medical debt to a consumer credit reporting agency.

(c)(1) On or after July 1, 2025, it is unlawful to enter into a written contract creating a medical debt that does not include the following term: “A holder of this medical debt contract is prohibited by Section 1785.27 of the Civil Code from furnishing any information related to this debt to a consumer credit reporting agency. In addition to any other penalties allowed by law, if a person knowingly violates that section by furnishing information regarding this debt to a consumer credit reporting agency, the debt shall be void and unenforceable.”

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Legislative history

Amended by Stats. 2025, Ch. 200, Sec. 2. (AB 1521) Effective January 1, 2026.