California Civil Code

§ 1785.15

CIV § 1785.15 Effective Jan 1, 2013Div. 3 · Title 1.6 · Part 4 · Ch. 2

Statute text

(a)A consumer credit reporting agency shall supply files and information required under Section 1785.10 during normal business hours and on reasonable notice. In addition to the disclosure provided by this chapter and any disclosures received by the consumer, the consumer has the right to request and receive all of the following:

(1)Either a decoded written version of the file or a written copy of the file, including all information in the file at the time of the request, with an explanation of any code used.

(2)A credit score for the consumer, the key factors, and the related information, as defined in and required by Section 1785.15.1.

…

Legislative history

Amended by Stats. 2012, Ch. 645, Sec. 2. (AB 2374) Effective January 1, 2013.