WELLS FARGO BANK, N.A. vs CLAIRE K BAEK

BANK, N.A. vs CLAIRE K BAEK Tentative Ruling: The Court has read and reviewed all moving documents filed by Plaintiff Wells Fargo Bank, N.A. ("Plaintiff") in support of its motion for summary judgment, including the separate statement and supporting evidence.

Plaintiff's motion for summary judgment was filed on May 28, 2026 and set for hearing on August 25, 2026. No opposition has been filed by Defendant Claire K. Baek ("Defendant").

The Court finds that Plaintiff has met the initial burden of showing that there are no defenses to its cause of action for breach of contract by proving each element of the cause of action entitling Plaintiff to summary judgment. Plaintiff has shown, through admissible evidence, that Defendant was issued the subject credit card by Plaintiff; Defendant was the only person authorized to make charges on the account; Defendant received monthly statements for the account; and there is no record of any unresolved disputes on the account. (Plaintiff's Separate Statement of Undisputed Material Facts ("UMF") Nos. 1-9.)

The evidence further shows Defendant's last payment on the account was on March 1, 2024 in the amount of $150.00, and Defendant owes Plaintiff an unpaid balance of $8,689.59 on the credit account. (Id., UMF Nos. 10-12.)

The burden having shifted to Defendant, the Court finds Defendant has failed to set forth specific facts showing that a triable issue of material fact exists as to any of the elements of the causes of action for breach of contract or that there is any defense thereto required by Code of Civil Procedure section 437c(p)(1).

The Court finds that Plaintiff is entitled to judgment as a matter of law and GRANTS Plaintiff's Motion for Summary Judgment as to its cause of action for breach of contract. Judgment is hereby entered in favor of Plaintiff Wells Fargo Bank, N.A. and against Defendant Claire K. Baek in the principal sum of $8,689.59, plus reasonable attorney's fees and costs.

The Proposed Order will be signed by the Court. Plaintiff must submit a Memorandum of Costs and a declaration in support of reasonable attorney's fees as well as a Proposed Judgment for the Court's review and signature. Plaintiff to give notice.

Case Number: 25NWLC48124 Hearing Date: August 25, 2026 Dept: Y 25NWLC48124: WELLS FARGO BANK, N.A. vs YVETTE PEREZ Tentative Ruling: The Court has read and reviewed the moving papers filed by Plaintiff Wells Fargo Bank, N.A. ("Plaintiff") in support of its Motion for Judgment on the Pleadings, including the meet and confer letter dated July 8, 2026. No opposition has been filed by Defendant Yvette Perez ("Defendant").

Pursuant to California Evidence Code sections 452 and 453, the Court GRANTS Plaintiff's request for the Court to take judicial notice of: Plaintiff's Complaint filed on August 25, 2025; The Court's Order Deeming Plaintiff's Requests for Admission as Admitted entered on July 6, 2026; and Plaintiff's Motion to Deem Requests for Admission Admitted, and the Requests for Admission submitted in support of that motion, filed on May 7, 2026.

The Court finds the Request for Admissions admitted cannot reasonably be controverted at this stage of the proceedings. The Request for Admissions are tantamount to Defendant admitting the causes of action alleged by Plaintiff.

Plaintiff's Motion for Judgment on the Pleadings is GRANTED as the complaint states facts sufficient to constitute a cause of action and the Answer in conjunction with the admissions deemed admitted does not state facts sufficient to constitute a defense.

The Court orders Judgment in favor of Plaintiff and against Defendant Yvette Perez for the principal sum of $29,349.04 plus costs in the amount of $570.00, attorney's fees in the amount of $800.00 for a total Judgment of $30,719.04.

The Proposed Judgment will be signed by the Court. Plaintiff to give notice.